I wanted to wish you a prosperous and Happy New Year. May each of you be blessed with caring family and friends and good health in 2009. I am thankful for my community which includes family, friends, business associates and clients. This past year was trying on most of us. However, even though 2008 resulted in loss of income from investments, employment and/or savings, most of us are fortunate to still have our community. Count these blessings because these relationships really matter most. Make a commitment on New Year’s Day to work on SELF…mind, body and spirit. Read, travel and continue to educate yourself; exercise daily to keep your body in shape and your metabolism working at peak; and, take time to meditate or just take some quiet time to let your thoughts flow. Happy New Year!