I want to wish you a prosperous and Happy New Year. May each of you be blessed with caring family and friends and good health in 2013. I am thankful for my community which includes family, friends, business associates and clients. We are coming slowing out of the recession. Even though the past few years have resulted in loss of income from investments, employment and/or savings, most of us are fortunate to still have our community. Count these blessings because these relationships are what really matter most. Make a commitment on New Year’s Day to work on SELF…mind, body and spirit. Read, travel and continue to educate yourself; exercise daily to keep your body in shape and your metabolism working at peak; and, take time to meditate or just take some quiet time to let your thoughts flow. Keep your thoughts positive and reflect on three things that happened today that you are thankful for. Take this one step further and ask for three things you want to happen tomorrow. It works! Happy New Year!